Decumulation Portfolios: Why an Accumulation MPS Is Not Automatically Suitable
The FCA found 11% of retirement income advice files raised suitability concerns. The portfolio is often the part nobody reassessed when the client stopped contributing.
Tag
Suitability
5 articles tagged with "Suitability"
The End of the Annual Review: What CP26/10 Means for Ongoing Advice Fees
The FCA proposes replacing the annual suitability review with periodic reviews set by client need. What CP26/10 changes for ongoing advice fees and firm value.
What Is an Advisory Mandate? A UK Adviser's Guide
What an advisory mandate is, what the document must contain, how consent is evidenced under Consumer Duty, and where advisory still earns its place.
How Discretionary Investment Management Is Regulated in the UK: An Adviser's Guide
How discretionary investment management is regulated in the UK: FCA permissions, COBS suitability, client agreements, reporting and best execution for advisers.
Bespoke Portfolio Management for HNW Clients: When It Earns Its Fee
When bespoke portfolio management beats MPS for UK HNW clients. Suitability triggers, real fee maths, due diligence questions and Consumer Duty notes.