The Adviser Client Relationship Most Firms Only Have With Half the Household
In most advised couples one partner owns the adviser client relationship. Bereavement, divorce and incapacity expose that. How to build it with both.
Insights
Expert Perspectives for Wealth Professionals
Practical insights on growing your practice, navigating regulation, and delivering exceptional service to high net worth clients.
All Wealth ManagementPractice GrowthRegulation & ComplianceInvestmentClient ServiceIndustry NewsTechnology
Autumn Budget 2026: What Advisers Should Do in the Eight Weeks Before 28 October
The Budget is on 28 October 2026. The risk in the run-up is not the tax changes, it is what clients do on the strength of speculation. A pre-Budget protocol.
The End of the Annual Review: What CP26/10 Means for Ongoing Advice Fees
The FCA proposes replacing the annual suitability review with periodic reviews set by client need. What CP26/10 changes for ongoing advice fees and firm value.
Consumer Duty for Discretionary Fund Managers: What the FCA Expects
Consumer Duty for discretionary fund managers: manufacturer and distributor roles, fair value at total cost, target market drift and outcomes MI.
What Is an Advisory Mandate? A UK Adviser's Guide
What an advisory mandate is, what the document must contain, how consent is evidenced under Consumer Duty, and where advisory still earns its place.
Pensions and IHT from April 2027: The Planning Window Is Now Eight Months Wide
Unused pension funds enter the IHT net for deaths on or after 6 April 2027. What the Finance Act 2026 actually changed, what is excluded, and what to do now.
How to Compare DFM Performance: A Framework for UK Advisers
DFM performance comparison for UK advisers: why headline returns mislead, how to test composites and dispersion, and what to record on file.
DFM for High-Net-Worth Clients: What Changes Above GBP 1m
DFM for high-net-worth clients: how UK advisers should set the mandate, control fees and CGT, and test custody and reporting above GBP 1m.
The Bank of England's Summer Rate Gap: What Seven Quiet Weeks Mean for Advisers
No MPC meeting in August 2026: after 30 July the next rate decision is 17 September. How UK advisers should handle client conversations across the gap.