What Is an Advisory Mandate? A UK Adviser's Guide
What an advisory mandate is, what the document must contain, how consent is evidenced under Consumer Duty, and where advisory still earns its place.
Tag
Consumer Duty
28 articles tagged with "Consumer Duty"
How to Compare DFM Performance: A Framework for UK Advisers
DFM performance comparison for UK advisers: why headline returns mislead, how to test composites and dispersion, and what to record on file.
Agent as Client vs Reliance on Others: How Your DFM Relationship Is Really Structured
Agent as client vs reliance on others: how the two DFM structures allocate responsibility, FOS access and Consumer Duty obligations for UK advisers.
Centralised Investment Management for Advice Firms: In-House or Outsourced?
Centralised investment management for advisers: run portfolios in-house or outsource to a DFM or MPS? Costs, permissions, Consumer Duty and how to decide.
How Discretionary Investment Management Is Regulated in the UK: An Adviser's Guide
How discretionary investment management is regulated in the UK: FCA permissions, COBS suitability, client agreements, reporting and best execution for advisers.
AI for Financial Advisers: Where It Actually Saves Time in a UK Wealth Practice
Where AI genuinely saves UK financial advisers time: meeting notes, suitability reports, client comms, and the Consumer Duty guardrails that keep it safe.
How to Run an Investment Committee in a UK Advice Firm: Charter, Cadence and MI
How UK advice firms should run an investment committee under Consumer Duty: charter, cadence, MI pack, decision rights, and what minutes must record.
Bespoke Portfolio Management for HNW Clients: When It Earns Its Fee
When bespoke portfolio management beats MPS for UK HNW clients. Suitability triggers, real fee maths, due diligence questions and Consumer Duty notes.
Ongoing DFM Oversight: A Consumer Duty Framework for Wealth Advisers
How UK wealth advisers should run ongoing oversight of their DFM under Consumer Duty: monitoring framework, board reporting, and red flags to act on.