The Bank of England's Summer Rate Gap: What Seven Quiet Weeks Mean for Advisers
No MPC meeting in August 2026: after 30 July the next rate decision is 17 September. How UK advisers should handle client conversations across the gap.
Articles by Jonny Rowse
Agent as Client vs Reliance on Others: How Your DFM Relationship Is Really Structured
Agent as client vs reliance on others: how the two DFM structures allocate responsibility, FOS access and Consumer Duty obligations for UK advisers.
Centralised Investment Management for Advice Firms: In-House or Outsourced?
Centralised investment management for advisers: run portfolios in-house or outsource to a DFM or MPS? Costs, permissions, Consumer Duty and how to decide.
How Discretionary Investment Management Is Regulated in the UK: An Adviser's Guide
How discretionary investment management is regulated in the UK: FCA permissions, COBS suitability, client agreements, reporting and best execution for advisers.
Sudden Wealth Management: Advising Clients Through a Windfall
How wealth advisers should guide a client through a sudden windfall, from inheritance to a business sale. A practical framework for sudden wealth management.
AI for Financial Advisers: Where It Actually Saves Time in a UK Wealth Practice
Where AI genuinely saves UK financial advisers time: meeting notes, suitability reports, client comms, and the Consumer Duty guardrails that keep it safe.
Vetting a Wealth Manager's Stewardship and Governance Credentials
How advisers and HNW clients can vet a wealth manager's stewardship and governance credentials: the questions and evidence that separate substance from spin.
How to Run an Investment Committee in a UK Advice Firm: Charter, Cadence and MI
How UK advice firms should run an investment committee under Consumer Duty: charter, cadence, MI pack, decision rights, and what minutes must record.
DFM Minimum Investment Levels: A UK Adviser's Guide for 2026
DFM minimum investment levels for UK advisers in 2026: MPS, bespoke, and segregated mandate thresholds, why they exist, and how to use them in segmentation.